Loans
Conventional Loans
Your interest rate will not change throughout the life of your loan.
Benefits
100% financing may be availableMonthly payments are fixed and won’t change when interest rates change15-, 20-, and 30-year options availableJumbo Loans
Jumbo loans exceed the industry-standard amount, currently $647,200.
Down payment options as low as 3%
Financing up to $3,000,000 available
Reduced private mortgage insurance requirements
Benefits
Down payment options as low as 3%Financing up to $3,000,000 availableReduced private mortgage insurance requirementsFHA Loans
FHA loans are insured by the Federal Housing Administration and offer flexible down payment requirements.
Benefits
Credit scores as low as 500 can qualifyDown payments as low as 3.5%VA Loans
VA Loans offer special financing options for veterans, service members and military families.
No down payment required
Upfront VA funding fee required
No mortgage insurance
Benefits
No down payment requiredUpfront VA funding fee requiredNo mortgage insuranceUSDA Loans
A USDA loan is a low-interest, zero-down mortgage available to rural and suburban homebuyers through the USDA Rural Development Guaranteed Housing Loan Program.
Interest rates can be as low as 1%
No Down Payment
Benefits
Interest rates can be as low as 1%No Down PaymentRefinance Loans
Refinancing a loan can potentially lower your monthly mortgage payment, pay off your mortgage faster or provide cash for other purposes.
Save money with a lower interest rate
Shave off years and save interest over the long-term
Benefits
Save money with a lower interest rateShave off years and save interest over the long-termHELOC's
A home equity line of credit (HELOC) is a type of revolving credit secured by your home that allows you to borrow money to consolidate higher-interest debt or to use for large expenses.
Flexible Repayment Options
Interest may be tax-deductible
Benefits
Flexible Repayment OptionsInterest may be tax-deductibleDPA's
Down payment assistance is a government-funded program that helps buyers with the down payment for their homes.
Easier to afford a home
May offer access to lower rates
May not require repayment
Benefits
Easier to afford a homeMay offer access to lower ratesMay not require repaymentBank Statement Loans
A bank statement loan can be used by self-employed borrowers in lieu of tax returns to verify their income. A lender will use the statements to analyze the borrower’s ability to repay a loan.
No Tax Returns or Pay Stubs required
Manageable down payment
Benefits
No Tax Returns or Pay Stubs requiredManageable down paymentITIN Loans
ITIN mortgage loans let you use a U.S. individual taxpayer identification number and other documents to apply for a home loan.
No Social Security Card needed
You can build credit with an ITIN
Benefits
No Social Security Card neededYou can build credit with an ITINHard Money Loans
Hard money loans are those secured by real estate and funded by private parties. They are typically offered at higher interest rates than an FDIC insured bank.
Often close faster than traditional loans
Lenders pay less attention to credit score & debt-to-income ratio
Benefits
Often close faster than traditional loansLenders pay less attention to credit score & debt-to-income ratioCommercial Loans
A business loan can help a business owner finance new operations and initiatives, including opening new locations, hiring new employees, buying equipment, and investing in new inventory.
Access to a large amount of funding
Long-term repayment options
Low interest rates
Benefits
Access to a large amount of fundingLong-term repayment optionsLow interest ratesLOW ONLINE RATES
The best rates online, 0.25% lower than the national average
TIME-SAVING
Save time with a streamlined loan application process
HASSLE-FREE
A quick and easy process where you can skip the long bank lines
SECURE PROCESS
Simple, convenient & worry-free experience for home loans